About Us

Alpha Arabia Finance Company is a financing company that provides innovative financing solutions to individuals and small and medium enterprises (SMEs) in the Kingdom of Saudi Arabia. The Company obtained License No. (---) from Saudi Central Bank to work in consumer financing activities, finance leasing, and financing small and medium enterprises activity.

  • Vision.

To be the ultimate stop for innovative financing solutions.

  • Mission. 

To offer a range of diversified Sharia compliant financing solutions with a lean and transparent process that meets our customers, partners and communities financial needs. 


  • Objective. 

Engage in financing activities in accordance with the Companies Law, the Finance Companies Control Law, and Implementing Regulations, to pursue the Consumer & SME financing activities, following the principles of Sharia. 


Financial Solutions:

Tawarruq

One of the financing solutions compatible with Legal Islamic finance to enable the customer to obtain cash, where the customer buys a commodity owned by Alpha Arabia Finance Company, then the customer appoints a third party to sell it in the market and then transfers the amount to the customer.

Finance lease

Lease Contract for a specific asset (a car or industrial) includes a promise from Alpha Arabia Finance to own the item for the lessee after the agreed upon period and the lessee’s commitment to the terms of the contract. The Lessee pays a specific rental value in the form of installments during a specific period. When this period expires and the installments end, the lease contract ends, and Alpha Arabia Finance will transfer the asset to the Lessee with a new contract.

 Murabaha

One of the financing solutions compatible with Legal Islamic controls to enable the customer to purchase assets (appliances, equipment, furniture, etc.), which Alpha Arabia Finance Company buys and then sells to him at a specified profit.

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